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Essential Travel Medical Insurance and Coverage for Tourists & Nomads
Having medical insurance while traveling to Bali or Indonesia is essential, whether for a short vacation or an extended stay.
Unexpected health issues can arise anywhere and anytime. Small and big accidents can happen. And if you’re not insured, everything can turn into a nightmare.
We avoid scare tactics on bali.com, and Bali remains one of the safest travel destinations. However, accidents do happen in a place where more than 4 million Balinese welcome 11 million domestic tourists and 6 million foreign tourists every year.
The main health risks in Bali are traveler’s diarrhea and scooter accidents. Some visitors catch dengue fever but this is rather rare and in total numbers.
The internet is full of horror stories about travelers who had serious traffic accidents in Bali and turned to crowdfunding for help. It’s not only important to be extremely careful when renting a scooter but also to have a reliable medical travel insurance plan.
If you don’t have health insurance yet, check out the flexible insurance plan from our premium partner, SafetyWing, which we have recommended to our readers for many years.
Secure Your Travel Medical Insurance for a Carefree Holiday and long-stay in Indonesia (or anywhere else in the world)
- Travel with continuous coverage across 180+ countries.
- Simple Claims Process
- Live & Travel anywhere
- 2 plan options: Essential and Complete
Amazing coverage for short-term and long-term travelers such as nomads, remote workers.
This travel insurance package is for anybody traveling, (not just the digital nomads):
Info & Pricing
Following Medical Coverage plans are available
Insurance Coverage Essential Plan
Medical Treatment
If you get sick or injured while traveling, you’re covered for medical treatment at any hospital or clinic. This includes hospital stays, nursing care, ambulance transport for hospitalization, diagnostic tests like MRIs, extended care after hospital discharge, prescriptions, and emergency dental treatment (up to $1,000).
Max coverage: $250,000
Emergency Evacuation
If you need to be transferred to a better-equipped hospital, emergency evacuation is covered.
Lifetime max: $100,000
Lost Checked Luggage
Reimbursement for lost checked baggage:
- Up to $500 per item
- Max: $3,000 per policy
Injuries from Leisure Sports & Activities
Coverage for injuries from a wide range of leisure activities.
Max coverage: $250,000
(See full list of covered activities here.)
Motor Accidents
Covered if you are properly licensed, wearing all required safety gear, and not under the influence.
Max coverage: $250,000
Trip Interruption
If a family member passes away, your flight home is covered.
Up to $5,000 for a return ticket
Travel Delay
Covers unplanned overnight stays due to delays.
$100 per day, up to 2 days
Evacuation Due to Local Unrest
If the situation in your location becomes unsafe, evacuation is covered.
Lifetime max: $10,000
Repatriation or Local Burial
If the worst happens, we’ll cover arrangements:
- $20,000 for transport home
- $10,000 for local burial
What’s Not Covered?
Exclusions include high-risk or professional sports, pre-existing conditions, maternity care, cancer treatment, lost or stolen personal belongings, and trips canceled before departure.
ABOVE INFORMATION CAN CHANGE. UPDATED INFORMATION AVAILABLE ON THE PARTNERS WEBSITE AND DEPENDS ON THE PLAN YOU PURCHASE.
Insurance Coverage Complete Plan
Medical Treatment & Hospitalization
Covers medical treatment at any hospital or clinic, including:
- Hospital stays
- Nursing care
- Ambulance for hospitalization
- Diagnostics like MRIs
- Extended care after hospital
- Emergency dental (up to $1,000)
- And more…
Max coverage: $1,500,000
Emergency Evacuation
If you need to be transferred to a better-equipped hospital, emergency evacuation is covered.
Lifetime max: $100,000
Lost Checked Luggage
Reimbursement for lost checked baggage:
- Up to $500 per item
- Max: $3,000 per policy
Injuries from Leisure Sports & Activities
Coverage for injuries from a wide range of leisure activities.
Max coverage: $250,000
(See full list of covered activities here.)
Motor Accidents
Covered if you are properly licensed, wearing all required safety gear, and not under the influence.
Max coverage: $1,500,000
Trip Interruption
If a family member passes away, your flight home is covered.
Up to $5,000 for a return ticket
Travel Delay
Covers unplanned overnight stays due to delays.
- $60 for 3 hours
- $150 per day, up to 3 days
Evacuation Due to Local Unrest
If the situation in your location becomes unsafe, evacuation is covered.
Lifetime max: $10,000
Arrangements in the Event of Your Death
Covers transportation costs if the worst happens.
$100,000 for transport
Doctor & Specialist Visits
Includes visits to specialists like dermatologists or gynecologists.
Outpatient limit: $5,000
Routine Check-Ups for Preventative Care
Covers screenings and vaccines.
Limit: $350
Wellness Therapies
Includes chiropractics, dieticians, and acupuncture.
- $60 per visit
- Outpatient limit: $5,000
Visits with a Psychologist or Psychiatrist
Includes therapy sessions.
10 visits per year
Outpatient limit: $5,000
Cancer Tests & Treatments
Covers chemotherapy, radiation, medications, and more.
Max coverage: $1,500,000
Maternity Care
Covers routine care during pregnancy, labor, and 30 days after birth.
- Limit: $2,500
- 10-month waiting period
Trip Cancellation
If your trip is canceled due to factors beyond your control before departure.
- $300 per trip
- $600 per year
Stolen Belongings
Coverage for stolen items such as a passport, wallet, or burglary while away.
Limit: $5,000
ABOVE INFORMATION CAN CHANGE. UPDATED INFORMATION AVAILABLE ON THE PARTNERS WEBSITE AND DEPENDS ON THE PLAN YOU PURCHASE.
Those who have been staying in Bali for a while know how important it is to have medical coverage.
Better be Safe than Sorry
When you ride your motorcycle on uncharted roads, when you hike up a volcano or simply walk across the islands harsh landscape, when you’re shredding the waves with jagged coral reefs below, and when the Bali bug or a new virus sweeps the island, bad things can happen and you will need medical attention.
Bottomline: The security of insurance will give you and your loved ones peace of mind.
It doesn’t matter whether you’re in Bali for a week or for the rest of your retirement; unforeseen events can still find a way to interrupt your stay. It’s possible that skipping out on buying travel insurance might be the single most expensive thing a traveler does wrong.
Over time, Bali has built up a modern healthcare system with accessible, high-quality hospitals and physicians, and Singapore is not too far away should any complications arise. However, it is crucial to be able to pay the expenses, whether they accrue here in Bali or elsewhere if you end up needing medical attention outside of the island.
Travel Medical Insurance (Holidays & Shorter Stays)
Medical travel insurance is designed to cover emergency medical care, and sometimes even includes flight cancellations, personal possessions, theft etc. While becoming sick or injured while on Bali is never part of the travel itinerary, it is important to be prepared. The costs of treatment might be exorbitant. You may have extremely limited coverage or none at all depending on your plan from your domestic insurance provider for medical care received outside of your country. Get the protection you need with a comprehensive travel medical insurance policy.
